What does short-term lending mean?
Short-term crediting implies the provision of financial resources for financing the exporter’s working capital.
Advantages of short-term lending:
- Improving liquidity
- Simpler loan securing procedure compared to long-term loans
- Adaptation of credit service to exporters’ needs
Required documentation:
- Request for placement approval on company letterhead, certified and signed
- Completed Questionnaire for creation of credit file AOFI
- Copy of the contract on the export business that is the subject of financing/issuance of guarantees
- Completed Client Consent – Credit Bureau to withdraw report
- Final sheet on the last day of the previous month
- Final sheet as of December 31, 2017
- Official financial report for the last two years
- Auditor report for the last two years (for persons with a legal obligation)
- Analytical cards of buyers and suppliers
- Status documentation (Extract from APR, OP form, TIN, Decision on establishment, valid statute with all amendments)
- Certificate of the Tax Administration on settled tax obligations