Secure your claims and operate risk-free with our insurance solutions.

Ensure the success of your business ventures through our various guarantee services.

Provide working capital financing through our short-term lending services tailored to the needs of exporters.

Improve your liquidity and ensure fast collection of receivables through our exporter-friendly factoring services.

A guide to measures to support the development of the innovative economy.


AOFI is a key partner for Serbian exporters, offering comprehensive support through financial and insurance services. Our goal is to enable safer and more competitive business on the international market, with quick implementation and favorable conditions.

Complete support in one place

Favorable terms of financing and insurance, adapted to the needs of exporters.

Fast implementation

Efficiency in the provision of services with short implementation deadlines, enabling faster access to the necessary funds.

Security in the international market

Ensuring safer business through insurance services that protect against various risks in foreign markets.

Competitiveness and growth

Increasing competitiveness and sales through access to significant market information and financial support.


What is AOFI?
What services does AOFI provide?
How can I apply for AOFI services?
What are the conditions for lending at AOFI?
What is factoring and how does it work?
What guarantees can AOFI issue?
What advantages does AOFI claim insurance offer?
Can SMEs use AOFI services?
How does AOFI contribute to the development of Serbia's economy?

Last from the blog

A decade of entrepreneurship

In March 2015, the Government of the Republic of Serbia adopted the Strategy for supporting the development of small and medium-sized enterprises, entrepreneurship and competitiveness for the period from 2015 to 2020.

Through the Year of Entrepreneurship program, financial and non-financial support for this sector was combined in 2016.

During 2017, the Program grew into the Decade of Entrepreneurship, whereby the Government of the Republic of Serbia and the Ministry of Economy continue to systematically support the sector of small and medium-sized enterprises and entrepreneurs, which make up 99.80% of the Serbian economy and employ 67% of Serbian workers.

AOFI, as the export credit agency of the Republic of Serbia, actively participates in the Decade of Entrepreneurship program, providing financial support to the most important segment of the Serbian economy. You can read more about the decade of entrepreneurship here.